Payment Policy

We offer multiple methods to make payments for your order (Credit Card & Debit Card, Net Banking and Cash on Delivery). All Credit/ Debit card details remain confidential and private. Indikart.com and its trusted payment gateways use SSL encryption technology to protect your card information. All transactions are processed in Indian National Rupees (INR).

Payment Methods:

  • Credit Card - We accept the following national and international credit cards:
    • MasterCard
    • Visa
    • American Express
    • JCB
  • Debit Cards- We accept all Debit Cards (Verified by Visa):
    • MasterCard
    • Maestro
    • Visa
    • RuPay
  • Internet Banking- We accept payment through Internet Banking for the following banks:
    • AXIS Bank
    • Bank of India
    • Bank of Maharashtra
    • Canara Bank
    • Catholic Syrian Bank
    • Central Bank
    • City Union Bank
    • Corporation Bank
    • Dhanalakshmi Bank
    • Federal Bank
    • HDFC Bank
    • ICICI Bank
    • Indian Bank
    • Indian Overseas Bank
    • ING Vysya Bank
    • JK Bank
    • Karnataka Bank
    • Kotak Bank
    • Oriental Bank of Commerce
    • State Bank of Bikaner and Jaipur
    • State Bank of Hyderabad
    • State Bank of India
    • State Bank of Mysore
    • State Bank of Patiala
    • State Bank of Travancore
    • Union Bank of India
    • United Bank Of India
    • Yes Bank
  • International Payments - As of now, Indikart.com doesn't deliver items internationally.
  • Cash On Delivery (COD) -

       Cash-on-Delivery (C-O-D) is an alternate method of purchasing from us, other than online payment (by Credit/Debit card and Netbanking). In the C-O-D payment terms, you pay at the time of the actual delivery, rather than paying in advance. At the time of delivery, you need to pay the cash as per the invoice amount before the package is handed over. When you choose C-O-D as a method of payment, it is mandatory for you to provide a phone number. Indikart.com customer care will call you at the phone number provided by you to confirm the order. The order will be shipped only after the confirmation. All our calls are recorded, for quality and training purposes. Indikart.com will make three attempts to establish contact with you on the phone number provided by you at the time of placing the order. In case, Indikart.com is unable to reach you after three attempts, the order will be automatically cancelled.

  • Terms and conditions for a C-O-D purchase - It's strictly a cash-only payment method. Currently COD is offered only on selected locations and products.
  • Other Terms and Conditions related (Octroi, Sales Tax)- There are absolutely no hidden charges when you make a purchase on Indikart.com. The prices listed for all items are final and all- inclusive. The prices you see on our product pages are exactly what you pay for the item.